Frequently Asked Questions

Every carrier is different. However, your insurance company will pay for damage that is the result of an act of nature or accident, such as a hailstorm, hurricane, tornado, falling branches or debris, or other incident.

Texas State Law mandates that all homeowners MUST pay their deductible. This amount will vary depending on your policy. It is important to understand how this works. If you have questions, we can help you figure out the process.

Yes, our inspector can be on hand when your insurance adjustor arrives to inspect the damage, and make sure all areas of concern are included on the final report. This ensures you get all the compensation you need for quality repair.

Each claim is different. The final determination of the value of the claim will be made by your insurance company, based on the report from the insurance adjustor. Depending on the age of your roof, the amount paid may be less than the full cost of repair or replacement (due to depreciation). This figure can sometimes be negotiated.

Before making a decision, make sure all the estimates are offering the same quality of materials and workmanship. One contractor might propose using 25-year shingles, while another may offer installation of a 50-year shingle for only slightly more. Make sure you're getting the most for your money.

Your insurance adjuster provides a detailed estimate of items your insurance company has determined which will be repaired or replaced.

Generally, we'll wait for a break in the rain before climbing onto a roof when the rain is still sheeting due to the safety risk. Just give us a call, and together we'll determine the best time to tarp your roof.

We can arrange for the tree removal for you. We know a couple of local companies we'd trust with our own homes, and we'll work with them to coordinate any repairs necessary due to a fallen tree.

Check your yard for any shingles that may have blown off. From the ground (do not climb up on your roof yourself), look at your roof for any visible signs of damage. Hail will cause "bruising" and discoloration. Also, check your attic spaces for any signs of water intrusion. Still not sure? Give us a call. We'll come out for a free inspection of your roof.

Your insurance company may send a roof inspector to assess your roof damage claim. They'll be checking to see the extent of the roof damage, what will be required to make the repairs, and also if your roof was poorly maintained or in need of repairs BEFORE the storm. You are entitled to an inspection of your own, however, and our roofing contractor will provide an extra set of eyes to ensure your property will be restored to pre-storm condition.

We can repair any roof – from securing loose shingles or flashing, replacing missing or damaged shingles, to rebedding ridge caps, to replacing water-damaged roof decks. Quarve Contracting has a team of experienced roofing contractors who can repair any roof damage you may be experiencing.

Yes! Our experienced, licensed roofers will inspect your roof up close to assess the scope of any obvious damage and also map out the probable unseen damage just below the surface. With that knowledge at hand, we will let you know if roof repair is the most affordable option or if you're better off with a full roof replacement.

Damaged roofs cause roof leaks, which creates a dangerous water and moisture problem in the house below. Whether the roof damage was caused by hail or fallen trees to simply granule loss due to aging roof shingles, prompt attention and repair will avoid further, more costly damage down the road.

The pricing for new roofs depends primarily on the square footage of the roof surface, the type of material you choose (asphalt, metal, cedar shakes, tile, etc), and the complexity of your roof (dormers, steep angles, etc.) Because we've been installing new roofs in the Spring Lake Park, MN area for so many years, we have the experience and resources to help you decide on a quality roof solution that will suit your budget.

Each shingle brand provides a different guideline for how long they expect their shingles to last. A properly installed roof will generally last up to 15 years with regular maintenance and inspection, especially after severe weather events.

While there could be some initial cost-saving in laying new shingles over an old, aged roof, we generally don't recommend re-roofing. Old shingles also mean an old roof deck. By tearing off the old shingles, our licensed roofing contractor will then be able to spot any areas of instability or damage to the roof deck that may have been hidden by the shingles. We can replace any sections where there may be wood rot. Roof installation techniques and materials have also changed over the last couple of decades, and your old roof may not be up to code. "Re-roof" jobs may also not carry the same warranties as a full replacement.

When you decide it's time to consider a new roof, consider first your budget and your goals. Metal roofs tend to last longer than asphalt shingles, but they cost more upfront and may not "fit in" with the neighborhood. Asphalt shingles are an affordable option, but even in that arena, there are choices that will determine the overall aesthetic and potential lifespan of the roof. Consulting a roofing contractor to help you make these choices is best. They'll have the experience to help guide you towards the best result.

The cost will depend on how many feet of gutter is required for effective drainage as well as which material you choose. Gutters are typically made of vinyl, aluminum, steel, or even copper. The industry standard pricing is usually around $500-$1500 for 200 feet of gutter, to give you an idea of the potential cost.

Seamless gutter systems tend to last longer and leak less because of fewer joints.

It depends on the design of your roof. Most often, gutters are installed on any horizontal roof eave in order to divert rainwater away from the house and prevent water damage. A licensed roofing contractor will be able to tell you which areas of your roof need a gutter system, and help you determine where the downspouts are placed both for aesthetic reasons and proper water drainage.

Cleaning out your gutters at least once a year is one of the most important tasks a homeowner should include in their home maintenance checklist. Leaves and other debris can build up, causing unneeded stress on joints and excess weight that can increase the likelihood of a gutter failure. During the rainy season in Twin Cities, we advise homeowners to get out the umbrella and take a walk around the house's exterior to watch your gutter system in action to check for any obvious failures like water spilling over the gutter rather than running to the downspout. We always recommend installing leaf guards over your gutters if your home is situated near tall trees to help the gutters stay clean.