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Owning a home and having homeowner's insurance go hand in hand. Most of the time the insurance is not even going to be used, but you have to have it.  Most mortgages have the real estate taxes and insurance included in the monthly payment.

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Now that fall is in full swing here in the Twin Cities, it's time for gutter clean-out.  When it comes to cleaning out the gutters, you may forget - we all sometimes do when it comes to the more mundane home maintenance chores.

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We hate to bring it up, but another potentially harsh winter here in the Minneapolis and St. Paul area is just around the corner.  Extreme weather is able to take a toll on a lot of homes that are not well protected. The consequences can be bad, depending on what type of storm hits.

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